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Buyer Guide | The Patterson Group of Keller Williams Blog

Saturday, November 30, 2019   /   by Mallory Herzog

Buying a new home in Florida

Driving around town, you cant miss all the development.  New homes and businesses are popping up all over Punta Gorda, Port Charlotte and North Port Florida.
Interested in building a home?  In this blog you will learn the BASICS of new home buying in SWFL.   

Spec or custom? 
A "spec" home is built and sold as an existing home when completed. The builder builds properties though an investor or uses their own funds. You do not need a construction loan to purchase.  You can buy this type of new home with a Conventional, VA, or FHA Loan!  Builder spec homes generally come with your basic kitchen appliances. Stove, Fridge, Dishwasher, sometimes microwave.  Features such as washer and dryer, window coverings, mailboxes, and garage door openers are not typically included in new construction homes.  Spec homes come as you see them.  Typically you can not adjust features.   In addition to a home inspection, you can also do a wal ...

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  keller mortgage, buyer guide, home tips

Monday, April 29, 2019   /   by Mallory Herzog

Want to buy a house with ZERO down?

It can be tough to save up a large down payment, especially for first time home buyers and retirees on fixed incomes.  What can a buyer do who can qualify for a mortgage, but doesn't have the funds for closing?  Talk to your lender about a USDA loan. These loans are issued through the USDA loan program, also known as the USDA Rural Development Guaranteed Housing Loan Program, by the United States Department of Agriculture.  This loan offers 100% financing to the buyer with ZERO money down.  Allowing the seller to contribute up to 6% of the purchase price towards closing costs and pre paid items. 
Are you thinking what we are?  That means you can buy a house for LESS than it costs to move into a new rental. There is a catch, the USDA Loans are only approved in certain geographical locations.  Usually more rural areas qualify, to check out your area click here for the interactive map. Type in an address to search your local area.  If your addresm ...

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  first time buyer, buyer, keller mortgage, buyer guide, our team

Tuesday, April 23, 2019   /   by Mallory Herzog

Open House | April 27th

Join Darin O'Neal at 2154 Peterborough Road, Punta Gorda Florida
Open house will be Saturday April 17th from 11am-2pm
Custom PGI Built Pool Home with 3 beds, 2.5 baths, den/study, 4+ car garage on a double lot in desirable Deed Restricted Deep Creek. Certainly one of a kind with much attention to details. No flood insurance required. Home is located in a very well maintained, quiet neighborhood with a lake view from the pool area. Features include soaring ceilings, crown molding, a gourmet kitchen with Avonite counter-tops, breakfast bar, decorative backsplash, island, kitchen/family combo, formal dining room, den/study with french doors, popular New Price Adjustment!  Offered at $434,500

Join Mallory & Jen at the model home Saturday & Sunday from 10am-4pm 
Located at 2713 Magdalina Drive Punta Gorda Florida 
This Modern Coastal Pool Home located in Punta Gorda Isles is full of upgrades and luxury in every detail. Built by Thornberry Custom homes. &nbs ...

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  first time buyer, open house, buyer, keller mortgage, buyer guide, dog friendly

Wednesday, March 27, 2019   /   by Mallory Herzog

Open Houses | March 30-31st 2019

Join Agent Darin O'Neil - 3052 Collingswood Blvd, Port Charlotte FL 
Sunday March 31st 12:00-3:00
Immaculate 3 bedroom, 2 bath home with lots of upgrades in the heart of Port Charlotte. Step into this home with exquisite floor tile, imported from Spain, all through the living, dining and kitchen areas. High, cathedral ceilings, a chandelier and a beautiful mantle with fireplace in the living area create a feeling of opulence. There is a cozy family room and multi-use dining room next to the kitchen. The modern kitchen includes attractive granite counter tops

Join Agent Ned Zobuk - 6642 David Blvd, Port Charlotte FL 
Saturday March 30th 11am-2pm
Come see this gorgeous updated, one of a kind, pool home located in the desirable community of Gulf Cove. Not in a flood zone with no flood insurance required. Lounge in the sparkling outdoor pool surrounded by mature landscape and brick pavers. Enjoy the large undercover screened lanai lined with travertine floors, a ...

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  first time buyer, open house, buyer, keller mortgage, buyer guide, dog friendly

Patterson Group - Keller Williams Realty
Matthew Patterson
230 Bal Harbor Blvd Ste 111
Punta Gorda, FL 33950

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